LTC Premium
Compared To
WA State Employee LTC Payroll Tax

Monthly LTC Plan Premium
Monthly State Payroll Tax
Benefit Features
A
B
C
D
E
LTC Lifetime Maximum Benefit
$144,000
$216,000
$432,000
$
$
$36,500*
Benefit Duration
3 years
3 years
6 years
$
$
Monthly Benefit Amount
$4,000
$6,000
$6,000
$
$
5% Compound Inflation
Not Included
Not Included
Not Included
Not Included
Not Included
Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Spouse Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Benefit Features
A
LTC Lifetime Maximum Benefit
$144,000
Benefit Duration
3 years
Monthly Benefit Amount
$4,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $14.80 $14.80 $14.80 $14.80 $14.80 $14.80 $14.80 $14.80 $14.80 $14.80 $14.80 $14.80 $14.80 $14.80 $15.60 $16.00 $16.40 $16.80 $17.60 $18.40 $18.80 $19.60 $20.40 $21.60 $22.40 $23.60 $24.80 $26.00 $27.20 $28.40 $30.40 $32.80 $35.20 $38.00 $40.80 $43.20 $45.60 $48.80 $51.60 $54.80 $58.80 $63.60 $68.80 $75.20 $82.00 $88.80 $95.60 $106.40 $114.00 $126.80 $138.00 $149.20 $162.40 $178.00 $197.20 $217.60 $240.40 $272.80 $304.80 $342.40 $377.60 $417.20 $458.00
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
B
LTC Lifetime Maximum Benefit
$216,000
Benefit Duration
3 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $22.20 $23.40 $24.00 $24.60 $25.20 $26.40 $27.60 $28.20 $29.40 $30.60 $32.40 $33.60 $35.40 $37.20 $39.00 $40.80 $42.60 $45.60 $49.20 $52.80 $57.00 $61.20 $64.80 $68.40 $73.20 $77.40 $82.20 $88.20 $95.40 $103.20 $112.80 $123.00 $133.20 $143.40 $159.60 $171.00 $190.20 $207.00 $223.80 $243.60 $267.00 $295.80 $326.40 $360.60 $409.20 $457.20 $513.60 $566.40 $625.80 $687.00
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
C
LTC Lifetime Maximum Benefit
$432,000
Benefit Duration
6 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $30.00 $30.60 $31.80 $33.00 $34.80 $36.00 $37.20 $39.00 $40.80 $42.60 $44.40 $46.80 $49.20 $51.60 $54.00 $57.00 $59.40 $63.60 $68.40 $73.80 $78.60 $84.00 $88.20 $93.00 $98.40 $104.40 $109.80 $117.60 $126.60 $136.20 $148.20 $161.40 $174.00 $187.20 $208.20 $222.60 $246.60 $267.00 $288.00 $312.60 $342.00 $378.60 $417.60 $460.20 $523.20 $583.20 $654.60 $720.60 $794.40 $870.60
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00

In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.

*Adjusted up to inflation see wacaresfund.wa.gov