LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$144,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$4,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$144,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$4,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$14.80
$14.80
$14.80
$14.80
$14.80
$14.80
$14.80
$14.80
$14.80
$14.80
$14.80
$14.80
$14.80
$14.80
$15.60
$16.00
$16.40
$16.80
$17.60
$18.40
$18.80
$19.60
$20.40
$21.60
$22.40
$23.60
$24.80
$26.00
$27.20
$28.40
$30.40
$32.80
$35.20
$38.00
$40.80
$43.20
$45.60
$48.80
$51.60
$54.80
$58.80
$63.60
$68.80
$75.20
$82.00
$88.80
$95.60
$106.40
$114.00
$126.80
$138.00
$149.20
$162.40
$178.00
$197.20
$217.60
$240.40
$272.80
$304.80
$342.40
$377.60
$417.20
$458.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$23.40
$24.00
$24.60
$25.20
$26.40
$27.60
$28.20
$29.40
$30.60
$32.40
$33.60
$35.40
$37.20
$39.00
$40.80
$42.60
$45.60
$49.20
$52.80
$57.00
$61.20
$64.80
$68.40
$73.20
$77.40
$82.20
$88.20
$95.40
$103.20
$112.80
$123.00
$133.20
$143.40
$159.60
$171.00
$190.20
$207.00
$223.80
$243.60
$267.00
$295.80
$326.40
$360.60
$409.20
$457.20
$513.60
$566.40
$625.80
$687.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$30.00
$30.60
$31.80
$33.00
$34.80
$36.00
$37.20
$39.00
$40.80
$42.60
$44.40
$46.80
$49.20
$51.60
$54.00
$57.00
$59.40
$63.60
$68.40
$73.80
$78.60
$84.00
$88.20
$93.00
$98.40
$104.40
$109.80
$117.60
$126.60
$136.20
$148.20
$161.40
$174.00
$187.20
$208.20
$222.60
$246.60
$267.00
$288.00
$312.60
$342.00
$378.60
$417.60
$460.20
$523.20
$583.20
$654.60
$720.60
$794.40
$870.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov